diff --git a/CMakeLists.txt b/CMakeLists.txt
index 5612794..4e3fc41 100644
--- a/CMakeLists.txt
+++ b/CMakeLists.txt
@@ -1,6 +1,6 @@
 cmake_minimum_required(VERSION 3.21)
 
-project(OrbitHub VERSION 2026.9.16.4 LANGUAGES CXX)
+project(OrbitHub VERSION 2026.9.16.5 LANGUAGES CXX)
 
 set(CMAKE_CXX_STANDARD 17)
 set(CMAKE_CXX_STANDARD_REQUIRED ON)
diff --git a/docs/PROGRESS.md b/docs/PROGRESS.md
index 2dabaa3..49bcba2 100644
--- a/docs/PROGRESS.md
+++ b/docs/PROGRESS.md
@@ -193,6 +193,22 @@ Delivered:
   told the user to go edit the profile instead of ever prompting inline.
   Removed; connect-time prompting is now the only username gate for
   SSH/RDP
+- Even with the three checks above gone, a username entered at the
+  connect-time prompt still never actually reached SSH or RDP
+  authentication: `SshSessionBackend`/`RdpSessionBackend` are constructed
+  with their own `Profile` copy up front (moved to a worker thread) and
+  read `profile().username` directly, which never sees `SessionTab`'s
+  later edit to its own in-memory profile once the user answers the
+  prompt. `SessionConnectOptions` (which already carries `password` the
+  same way) gained a `username` field, populated by `SessionTab` from
+  its profile copy on every connect attempt; both backends now prefer
+  `options.username` over `profile().username` when building the actual
+  connect target/auth call. Covered by a new SSH regression test
+  (`tests/fixtures/fake_ssh.sh`'s `requireuser` host only accepts an
+  exact `prompted-user@requireuser` target, so the test fails unless the
+  option, not the stale profile copy, is actually used) -- RDP has no
+  equivalent fake-server test harness, so that side relies on mirroring
+  the already-tested `m_activeOptions.password` pattern exactly
 - Robustness fix: an unrecognized `FramebufferUpdate` rectangle encoding
   used to abort the connection generically; `kAnnouncedEncodings` is now
   the single source of truth for what `SetEncodings` announces and what
diff --git a/src/rdp_session_backend.cpp b/src/rdp_session_backend.cpp
index 9da7980..781e50e 100644
--- a/src/rdp_session_backend.cpp
+++ b/src/rdp_session_backend.cpp
@@ -1640,7 +1640,13 @@ void RdpSessionBackend::workerMain()
     const Profile& p = profile();
 
     const QString host = p.host.trimmed();
-    QString username = p.username.trimmed();
+    // m_activeOptions.username carries a value prompted for at connect time
+    // (see SessionTab::requestConnectOptions()) when the saved profile's
+    // own username was blank; profile().username never sees that edit
+    // since this backend's Profile copy was captured at construction time.
+    QString username = m_activeOptions.username.trimmed().isEmpty()
+        ? p.username.trimmed()
+        : m_activeOptions.username.trimmed();
     QString domain = p.domain.trimmed();
     if (domain.isEmpty()) {
         const int domainSeparator = username.indexOf(QLatin1Char('\\'));
diff --git a/src/session_backend.h b/src/session_backend.h
index a5c6b96..79d2c30 100644
--- a/src/session_backend.h
+++ b/src/session_backend.h
@@ -12,6 +12,12 @@
 class SessionConnectOptions
 {
 public:
+    // Only set when the profile's own username was blank and SessionTab
+    // prompted for one inline at connect time (see issue #21); empty means
+    // "use the backend's own profile().username" as before. SSH/RDP need
+    // this up front, unlike VNC's Apple auth which discovers the need for
+    // one mid-connection via usernameRequested()/provideUsername() instead.
+    QString username;
     QString password;
     QString privateKeyPath;
     QString knownHostsPolicy;
diff --git a/src/session_tab.cpp b/src/session_tab.cpp
index 891d7ee..0cac7cf 100644
--- a/src/session_tab.cpp
+++ b/src/session_tab.cpp
@@ -998,6 +998,10 @@ void SessionTab::requestConnectOptions(
 {
     SessionConnectOptions baseOptions;
     baseOptions.knownHostsPolicy = m_profile.knownHostsPolicy;
+    // The backend's own Profile copy was captured when it was constructed
+    // and never sees later edits to m_profile (e.g. the username prompt
+    // below) -- it has to travel through here instead.
+    baseOptions.username = m_profile.username.trimmed();
 
     const bool isSsh = m_profile.protocol.compare(QStringLiteral("SSH"), Qt::CaseInsensitive) == 0;
     const bool isRdp = m_profile.protocol.compare(QStringLiteral("RDP"), Qt::CaseInsensitive) == 0;
diff --git a/src/ssh_session_backend.cpp b/src/ssh_session_backend.cpp
index 5343b9f..ad70344 100644
--- a/src/ssh_session_backend.cpp
+++ b/src/ssh_session_backend.cpp
@@ -388,9 +388,16 @@ bool SshSessionBackend::startSshProcess(const SessionConnectOptions& options)
              << QStringLiteral("PasswordAuthentication=no");
     }
 
-    const QString target = p.username.trimmed().isEmpty()
+    // options.username carries a value prompted for at connect time (see
+    // SessionTab::requestConnectOptions()) when the saved profile's own
+    // username was blank; profile().username never sees that edit since
+    // the backend's Profile copy was captured at construction time.
+    const QString username = options.username.trimmed().isEmpty()
+        ? p.username.trimmed()
+        : options.username.trimmed();
+    const QString target = username.isEmpty()
         ? p.host.trimmed()
-        : QStringLiteral("%1@%2").arg(p.username.trimmed(), p.host.trimmed());
+        : QStringLiteral("%1@%2").arg(username, p.host.trimmed());
     args << target;
 
     m_process->setProcessEnvironment(environment);
diff --git a/tests/fixtures/fake_ssh.sh b/tests/fixtures/fake_ssh.sh
index 22f2e89..3379128 100755
--- a/tests/fixtures/fake_ssh.sh
+++ b/tests/fixtures/fake_ssh.sh
@@ -6,6 +6,22 @@
 # host, optionally as user@host, as the final argument).
 for arg in "$@"; do
     case "$arg" in
+        prompted-user@requireuser)
+            # Only the exact user@host below is accepted -- used to prove a
+            # username supplied via SessionConnectOptions (prompted for at
+            # connect time because the saved profile's own username was
+            # blank) actually reaches the ssh command line, not just that
+            # *some* connection to this host succeeds.
+            echo "Welcome to the fake host."
+            while IFS= read -r line; do
+                echo "$line"
+            done
+            exit 0
+            ;;
+        *@requireuser|requireuser)
+            echo "Permission denied (publickey,password)." >&2
+            exit 255
+            ;;
         *@succeed|succeed)
             echo "Welcome to the fake host."
             # Stay alive echoing stdin back (simulates an interactive
diff --git a/tests/test_ssh_session_backend.cpp b/tests/test_ssh_session_backend.cpp
index 367e1c4..c506ce5 100644
--- a/tests/test_ssh_session_backend.cpp
+++ b/tests/test_ssh_session_backend.cpp
@@ -21,6 +21,13 @@ Profile makeProfile(const QString& fixtureHost)
     return profile;
 }
 
+Profile makeBlankUsernameProfile(const QString& fixtureHost)
+{
+    Profile profile = makeProfile(fixtureHost);
+    profile.username.clear();
+    return profile;
+}
+
 SessionConnectOptions makeOptions()
 {
     SessionConnectOptions options;
@@ -50,10 +57,12 @@ private slots:
     void connectionRefusedReachesFailedState();
     void sendInputEchoesThroughOutputReceived();
     void reconnectRestartsAndReachesConnectedAgain();
+    void connectOptionsUsernameReachesProcessWhenProfileUsernameIsBlank();
 
 private:
     QString fixturePath() const;
     void createBackend(const QString& fixtureHost);
+    void createBackend(const Profile& profile);
 
     std::unique_ptr<SshSessionBackend> m_backend;
     SessionState m_lastState = SessionState::Disconnected;
@@ -69,8 +78,12 @@ QString TestSshSessionBackend::fixturePath() const
 
 void TestSshSessionBackend::createBackend(const QString& fixtureHost)
 {
-    m_backend =
-        std::make_unique<SshSessionBackend>(makeProfile(fixtureHost), fixturePath(), nullptr);
+    createBackend(makeProfile(fixtureHost));
+}
+
+void TestSshSessionBackend::createBackend(const Profile& profile)
+{
+    m_backend = std::make_unique<SshSessionBackend>(profile, fixturePath(), nullptr);
     connect(m_backend.get(),
             &SessionBackend::stateChanged,
             this,
@@ -232,5 +245,24 @@ void TestSshSessionBackend::reconnectRestartsAndReachesConnectedAgain()
     QTRY_COMPARE(m_lastState, SessionState::Connected);
 }
 
+void TestSshSessionBackend::connectOptionsUsernameReachesProcessWhenProfileUsernameIsBlank()
+{
+    // Regression test for a bug where a username entered at the
+    // connect-time prompt (SessionTab::requestConnectOptions(), for a
+    // profile with no saved username -- issue #21) never actually reached
+    // the ssh process: SshSessionBackend built its target purely from
+    // profile().username, which is a separate copy captured when the
+    // backend was constructed and never sees SessionTab's later edit.
+    // fixtures/fake_ssh.sh's "requireuser" host only accepts the exact
+    // target "prompted-user@requireuser", so this fails unless
+    // SessionConnectOptions::username is actually used.
+    createBackend(makeBlankUsernameProfile(QStringLiteral("requireuser")));
+
+    SessionConnectOptions options = makeOptions();
+    options.username = QStringLiteral("prompted-user");
+    m_backend->connectSession(options);
+    QTRY_COMPARE(m_lastState, SessionState::Connected);
+}
+
 QTEST_GUILESS_MAIN(TestSshSessionBackend)
 #include "test_ssh_session_backend.moc"